Abstract

This research aims to determine the influence of Perceived Usefulness, Perceived Ease of Use and Perceived Risk on Interest in Using QRIS E-Payment among management study program students at Bina Insan University. This research uses quantitative methods with a sample of 270 respondents. Research data was obtained through direct observation, questionnaires and documentation. The data analysis technique is in the form of a PLS (Partial Least Square) test, namely the Measurement Model/Outer Model, Structural Model/Inner Model, and Hypothesis Testing. The results of the research show that Perceived Usefulness (X1) does not have a positive effect on Interest in Using QRIS E-Payment (Y) among Bina Insan University Management Study Program Students with a P-value of 0.392 > 0.05 or with a t-statistic of 0.857 which is smaller from the t-table value of 1.989. The results of the second research show that Perceived ease of use (X2) has a positive effect on Interest in Using QRIS E-Payment (Y) among Bina Insan University management study program students. The test results show a P-value of 0.000 < 0.05 or with a t-statistic of 3.586 which is greater than the t-table value of 1.989. The results of the third research: Perceived Risk (X3) has a positive effect on Interest in Using E-Payment QRIS (Y) among Bina Insan University management study program students. The test results show a P-value of 0.000 < 0.05 or with a t-statistic of 9.462, which is more the size of the t-Table value is 1.989. Thus, Perceived Risk has a significant effect on Interest in Using QRIS E-Payment.


 


Keywords—Perceived Usefulness; Perceived Ease of Use; Perceived Risk; User Interest